Your source for information about free credit reports, improving your credit score and understanding your credit.

Credit Bureaus

Credit reporting is a huge industry, with the three major credit bureaus -- Experian, Equifax and TransUnion -- gathering credit-account information on about 210 million Americans every year and selling more than 1 billion credit reports each year, most of them to lenders eager to assess the creditworthiness of potential and current customers.

Credit Bureau Contact Info

Equifax

Equifax Credit Information Services, Inc
P.O. Box 740241
Atlanta, GA 30374
To order report: 1-800-685-1111
To report fraud: 1-800-525-6285
Web site: www.equifax.com

Experian (formerly TRW)

National Consumer Assistance Center
PO Box 2002
Allen, TX 75013
To order report: 1-888-397-3742
To report fraud: 1-888-397-3742
Web site: www.experian.com

TransUnion LLC

Consumer Disclosure Center
P.O. Box 1000
Chester, PA 19022
To order report: 1-800-888-4213
To report fraud: 1-800-916-8800
Web site: www.transunion.com