Q&A With Credit Expert Evan Hendricks

In a recent Money Magazine article, credit expert Evan Hendricks, answers important questions about credit scores and credit reports. The following questions are answered:

• Is FACTA all that important? Will it make a big difference to most people?
  
• What should you do with your free credit reports?
  
• Can you clarify those terms? What's the difference between a credit report and a credit score?
  
• Do you have to check both?
  
• What do you do if you see a mistake?
  
• And what about checking your credit score?
  
• What are some common missteps that bring down your score?
  
• Can you really improve your credit score?
  
• Who looks at credit scores these days?
  
• Is there any way to keep your name off some of the mailing lists?
  

Also see our Credit FAQ for more answers to credit-related questions.