Southern States Next in Line for Free Credit Reports

Access to our free credit reports has been slowly creeping across the nation since last November. On June 1, it's finally time for the Southern States to be able to access their free credit reports from annualcreditreport.com. The only states that still won't have access to their free reports after June 1st are the Eatern states. They have to wait until September of this year to get theirs (unless they want to pay, or sign up for a free trial of a credit monitoring service, which often comes with a free credit report).


From an artcle on MSNBC.com:

ATLANTA - Residents of the South will have the right to order free copies of their credit reports starting Tuesday.

The free access is required under a law enacted by Congress in 2003. Since last year, the law has been gradually phased in throughout different parts of the country, starting in the West.

Now it's the South's turn. Those living in Alabama, Arkansas, Florida, Kentucky, Louisiana, Mississippi, Oklahoma, South Carolina, Tennessee, and Texas will be able to obtain a free credit report per year from each of the three nationwide credit bureaus: Equifax, Experian, and Trans Union.

The only exception is Georgia. It's the only state in the country where consumers have been eligible for two free credit reports per credit bureau per year as mandated by state law.

Credit experts advise that everyone get a copy of their reports from each bureau and check to make sure all the information is correct.

Read the full article

Note: although the article on MSN says they'll be available on Tuesday, it is actually not until June 1 (Wednesday) according to annualcreditreport.com.