Why is My FICO Credit Score Wacky?
From Fool.com:
"Hi, Dayana! I have a crazy FICO score question for you that I cannot find the answer to anywhere else. I recently requested my credit report and FICO scores from TransUnion and Experian. The report data is identical on both -- but one gave me a FICO of 678 while the other was 754! That's a huge difference, and I'm wondering what's the cause, and which is accurate -- and, more importantly, whether there is anything I can do to get lenders to look at the higher one. Thanks a lot, D.
Wonder why your credit scores are so wildly different? It's because they are wildly different. I had a similar experience to yours recently while buying a home. My Equifax score was 30 points higher than my TransUnion score.
Here's why:
"Hi, Dayana! I have a crazy FICO score question for you that I cannot find the answer to anywhere else. I recently requested my credit report and FICO scores from TransUnion and Experian. The report data is identical on both -- but one gave me a FICO of 678 while the other was 754! That's a huge difference, and I'm wondering what's the cause, and which is accurate -- and, more importantly, whether there is anything I can do to get lenders to look at the higher one. Thanks a lot, D.
Wonder why your credit scores are so wildly different? It's because they are wildly different. I had a similar experience to yours recently while buying a home. My Equifax score was 30 points higher than my TransUnion score.
Here's why:
posted by Dave at 6:52 PM
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