Consumers can control credit-card charges

Some sage advice about credit cards. I like the part about calling to demand that they waive the fee on your credit card. As I've come to realize, with the credit card companies, if you want a lower interest rate, you have to ask for it. If you want them to waive a fee, you have to ask. They might say no, but if you don't ask, they'll figure you're happy to keep paying out the nose.