Free credit reports prevent ID theft

A local college newspaper has an insightful article about credit reports and ID theft. I never realized that college students were the most targeted group for identity theft, although I've heard a few stories of roommates stealing their "friends" identity. A word to the wise, keep a close eye on your roommates, or anyone else who has access to your mail and your personal information. I'm not saying you can't trust anyone, but you need to be very careful with your personal credit history.

From the article:

"College-age students are the most targeted group by credit card companies and one of the hardest hit consumer groups for identity theft according to a Federal Trade Commission report.

The danger of identity theft and the onslaught of credit card offers come at a time when the cohort is beginning to establish their vulnerable credit history – a time when college students should be aware of their credit."

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