Half of Americans haven't obtained free credit reports

Is everyone else just as busy as I am? Results from a recent survey tell us that nearly everyone is concerned about their credit and issues like identity theft, but only half have actually seen their credit report in the last year.

"Americans are worried about having their identity stolen and credit ruined, but less than half have sought to look at their credit report for free under a new federal law, according to a new survey by HSBC North America.

The report by the financial services firm points up a discrepancy between consumers' concerns and the actions they're taking - or not taking - to address them."

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