How to deal with credit card debt
It's this time of year that reality sets in and we all have to set goals and make plans for our financial future. If you're one of the thousands of Americans that racked up a lot of credit card debt this past year, you might benefit from this AP article I just read in the local paper, the Daily Herald...
"As the holiday credit card bills come flooding in, you may be feeling overwhelmed. But don't despair -- there are strategies you can adopt to regain your financial footing if you're willing to invest the time and effort.
'The fact is, shedding holiday debt can be as daunting as shedding holiday weight,' said June Walbert, a certified financial planner with USAA, a financial services company in San Antonio that specializes in helping U.S. servicemen and their families. 'That doesn't mean it can't be done.'
The first step for those who have overindulged on their credit cards is to stop charging immediately and move to paying cash, Walbert said."
Read more from the Daily Herald
"As the holiday credit card bills come flooding in, you may be feeling overwhelmed. But don't despair -- there are strategies you can adopt to regain your financial footing if you're willing to invest the time and effort.
'The fact is, shedding holiday debt can be as daunting as shedding holiday weight,' said June Walbert, a certified financial planner with USAA, a financial services company in San Antonio that specializes in helping U.S. servicemen and their families. 'That doesn't mean it can't be done.'
The first step for those who have overindulged on their credit cards is to stop charging immediately and move to paying cash, Walbert said."
Read more from the Daily Herald
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