Your source for information about free credit reports, improving your credit score and understanding your credit.

Privacy Policy - Total Credit Reports

This site respects privacy of Internet users and does not collect personally identifying information without the Internet User's permission.

Collection of Data
This site does not collect identity or contact information from Internet Users to this website. This site may however, collect non-personally identifiable information, for example, browser type, operating system, domain name, time spent on the web site, or referring link. This information may be used for system, website, and process improvements.

This site does not sell or rent personally identifying information. This site does not disclose personally identifying information to anyone that is not authorized to do so. This site uses anonymous user data to create and report the browsing, purchasing and/or lead form completion activities of anonymous users.

This site reserves the right to release information on Internet Users if compelled to do so by proper judicial or governmental authorities. Disclosure shall be limited to only to those we are compelled to disclose to. At present, all information processing occurs in the United States.

Collection of Information by Third-Party Sites
This site contains links to other Internet websites and has no control or authority over the information submitted/collected by these third party website(s). Please refer to the respective Privacy Policy of the individual third party website(s).

Use and Disclosure of Data

Spam
This site does not intentionally send unsolicited e-mail messages that could legitimately be construed as spam.

COPPA
This site complies with the Children's Online Privacy Protection Act of 1998. This site is not specifically directed to children under 18. If this site has been informed or unintentionally collected or received information from a child under 18, we will immediately delete such information from our databases. This site shall not knowingly distribute any personally identifiable information erroneously collected from children under 18.

Privacy Policy Changes
With or without prior notification, we may find it necessary or be legally obligated to update this Privacy Policy from time to time. All changes will be posted at this site. Except as otherwise required by law, modifications to this Privacy Policy will not affect the privacy of data collected by us prior to the effective date of the policy change.